Send money
that stays
stable.
Hold naira and stablecoins in one wallet, spend them directly, and move money that never surprises you.
It's time to feel the ease of moving money. Built for people who send often.
Built on infrastructure from the networks and providers we trust.
One wallet.
Every way to move.
Naira and stablecoins live in the same balance. Send it, spend it directly, or grow it without switching apps.
More productsInstant transfers
Send naira or stablecoins to anyone, settled in seconds with the full fee shown upfront.
Spend on utilities
Pay electricity, airtime and internet directly from your stablecoin balance with no conversion step.
One balance
NGN, USDC and USDT held together with no separate accounts, no manual bridging.
FlipAI assistant
Ask about your balance or send money by chatting, in-app or on WhatsApp.
Instantly send and spend stable money.
Say goodbye to converting before you can pay for anything. With FlipPay, your stablecoin balance is ready to send or spend the moment it lands.
Get startedGrow your business on FlipPay.
A wallet that gets you paid is step one. We're building merchant tools, a card, and savings that earns in the open, not oversold before they're ready.
Join the waitlistEverything in one wallet.
Built on Solana first, extended to Base with every product below runs on the same balance, no separate accounts to juggle.
Your money. Your way. Your move.
Get a wallet that holds naira and stablecoins together, spends them directly, and treats every transfer like it should feel: simple and stable.
Get started free